Free Online Tools
Calculate PAYE, SSNIT, VAT, and Withholding Tax instantly. No signup required. Built for Ghana's 2024/2025 tax year.
Calculate Pay As You Earn income tax using Ghana's progressive tax brackets. See your take-home pay, effective tax rate, and detailed bracket breakdown.
Calculate your pension contributions across Ghana's three-tier system. See employee and employer portions for Tier 1, Tier 2, and voluntary Tier 3.
Calculate Ghana VAT with all applicable levies. Supports both Standard Rate (15%) and Flat Rate (3%) schemes with GETFund, NHIL, and COVID-19 levies.
Calculate Withholding Tax for 14 payment categories. Supports both resident and non-resident rates with remittance deadline tracking.
Quick Reference
Key rates for the 2024/2025 tax year. Use our calculators for detailed breakdowns.
| Monthly Income | Rate |
|---|---|
| First GHS 490 | 0% |
| Next GHS 110 | 5% |
| Next GHS 130 | 10% |
| Next GHS 3,166.67 | 17.5% |
| Next GHS 16,000 | 25% |
| Next GHS 30,520 | 30% |
| Above GHS 50,416.67 | 35% |
| Tier | Employee | Employer |
|---|---|---|
| Tier 1 (SSNIT) | 5.5% | 8.5% |
| Tier 2 (Occupational) | 0% | 5% |
| Tier 3 (Voluntary) | Up to 16.5% | |
Monthly cap: GHS 5,083.33
| Component | Rate |
|---|---|
| VAT (Standard) | 15% |
| VAT (Flat Rate) | 3% |
| GETFund Levy | 2.5% |
| NHIL | 2.5% |
| COVID-19 Levy | 1% |
Effective rate with all levies: ~21.9%
Need Expert Help?
These tools help with quick calculations, but tax planning requires expertise. Let us help you optimize your tax position and stay compliant with Ghana's ever-changing regulations.