PAYE Tax Calculator

Calculate your Ghana income tax for the 2024/2025 tax year

Take Home Pay GHS 0.00 per month
Gross Income GHS 0.00
SSNIT Deduction GHS 0.00
Taxable Income GHS 0.00
PAYE Tax GHS 0.00
Effective Tax Rate 0%
Marginal Rate: 0%

Tax Bracket Breakdown

Bracket Rate Amount Tax
Enter your salary to see breakdown

How Ghana PAYE Tax Works

Pay As You Earn (PAYE) is a progressive income tax system used in Ghana. Your income is taxed at increasing rates as you move through each tax bracket. The first GHS 490 of monthly income is tax-free, and the highest rate of 35% only applies to income above GHS 50,416.67 per month.

Calculation Steps

  1. Calculate Gross Income Add basic salary + allowances + bonus + Benefits in Kind
  2. Deduct SSNIT Contribution 5.5% of basic salary (capped at GHS 5,083.33/month)
  3. Determine Taxable Income Gross Income - SSNIT Deduction
  4. Apply Tax Brackets Progressive rates from 0% to 35%
  5. Calculate Take-Home Pay Gross Income - SSNIT - PAYE Tax

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Structure Salaries for Maximum Tax Efficiency

The right mix of basic salary, allowances, and benefits can significantly reduce your PAYE burden. Our tax advisors help employers and employees structure compensation packages that are compliant with GRA while minimizing tax liability.

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